54 Terra Cotta WAY Destin, FL 32541 Active

UPDATED: 10/16/2026 02:53 PM ON MARKET: 215 days on market

$1,065,000

4 Beds4 Baths2,193 SqFt

Key Details

Property Type Single Family Home

Sub Type Detached Single Family

Listing Status Active

Purchase Type For Sale

Square Footage 2,193 sqft

Price per Sqft $485

Subdivision Terra Cotta Terrace

MLS Listing ID 999033

Style Contemporary

Bedrooms 4

Full Baths 4

HOA Fees $226/mo

HOA Y/N Yes

Year Built 1993

Annual Tax Amount $9,846

Tax Year 2025

Lot Size 4,356 Sqft

Acres 0.1

Lot Dimensions 49 x 90

Property Sub-Type Detached Single Family

Source Emerald Coast Association of REALTORS®

Land Area 2193

Property Description

Discover the perfect blend of location, comfort, and investment opportunity at 54 Terra Cotta Terrace.

This beautifully designed 4-bedroom, 4-bathroom beach home spans 2,193 square feet of thoughtfully laid-out living space and is perfectly positioned just a short stroll from the sugar-white sands and emerald waters of the Gulf--with deeded beach access making every day feel like a vacation.

From the moment you step inside, you're welcomed by a bright, open-concept living area filled with natural light and coastal elegance. The home's three-story layout offers ideal separation of space, making it perfect for hosting guests, accommodating multiple families, or maximizing rental income. Three of the four spacious bedrooms are paired with its own full bath, creating a true retreat for owners and guests alike. The well-appointed kitchen, multiple entertainment spaces, private deck with peekaboo Gulf view and backyard patio provide the perfect setting for entertaining or unwinding after a day at the beach.

Located within the desirable Terra Cotta Terrace community, residents enjoy gated community pool access, pickle ball/tennis courts, sand volleyball and deeded beach access, all just minutes from Destin's top dining, shopping, and entertainment.

Whether you're searching for a primary residence, second home, or a high-performing short-term rental, this property checks every box--with rental projections exceeding $120K+ annually offering serious income potential.

Opportunities like this--combining location, lifestyle, and income--are rare. Don't miss your chance to own a turnkey beach home in one of the most sought-after destinations on the Emerald Coast. Buyer to verify all information. Professional photos will be added soon.


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